[ This position is responsible for developing pricing and actuarial studies for the Cigna+Oscar Small Group segment.

Responsibilities include:

Rate Development & Filings

• Develop quality premium rate change recommendations based on accurate analysis and sound actuarial judgment, balancing the need for membership growth, retention, and profitability.
• Effectively communicate pricing decisions to matrix partners and support "deep dives" that explain to business partners how/why premiums are changing year over year
• Responsible for completion of rate filing materials and for maintaining a strong discipline around rate filings and associated engagements with regulatory authorities, with goal of zero filing denials due to errors or actuarially unjustifiable assumptions and methodologies
• Responsible for rate testing and other processes that support the accurate implementation of the approved rates
• Responsible for rate competitive intel gathering

Methodology & Actuarial Studies

• Become a subject matter expert on individual pricing methodology, tools, regulations, market specific dynamics, and any other areas of expertise (e.g. marketing, operations, product, etc.)
• Proactively build and streamline models and identify and implement process improvements on an ongoing basis to ensure accuracy and consistency across markets
• Complete ad-hoc projects and ongoing business and market expansion support
• Actively participate in team meetings by asking questions, sharing learnings, and providing insights.

Qualifications:

• Bachelor's degree in Finance, Actuarial Science or a related field
• 4-6+ years of actuarial or related experience
• ASA designation preferred
• Outstanding financial and actuarial technical abilities, problem-solving, analytical and critical thinking skills
• Excellent verbal & written communication and presentation skills
• Strong interpersonal skills
• Strong competencies around dealing with ambiguity, organizational agility and drive for results
• Have the ability to work independently and in conjunction with coworkers and matrix partners of all levels.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an annual salary of 97,400 - 162,400 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That's why you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. ]