**This Early Careers full-time finance opportunity in actuarial will be available starting in Summer 2025**

**UnitedHealth Group is not able to offer relocation assistance for this position**

UnitedHealth Group is a health care and well-being company that's dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a diverse team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together.

What makes your Actuarial career greater with UnitedHealth Group? Actuaries are the decision-making engine for our business, that is why we support you from day one. We offer a competitive study program with paid time off to study, expense reimbursement for study materials and pay raises for passing exams. Advancement, access to data, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged to do your best. Our businesses serve the entire spectrum of health care participants: individual consumers and employers, commercial payers and intermediaries, physicians, hospitals, pharmaceutical and medical device manufacturers, and more, providing you with a career that is challenging, exciting, and integral in helping to write the history of our organization.

In joining the Optum Advisory Services Consulting team, you'll be a part of a high-performing team, you'll help support Optum's growth and financial goals while you help shape our future. As an Actuarial Consultant, you will be empowered, supported, and encouraged to use your actuarial expertise as you perform financial analysis and build models that improve health plan competitiveness. You'll find an accelerated actuarial development path to support you in your continuing post-graduate education and certification.

Primary Responsibilities:

• Assisting in developing innovative strategies, policies, and procedures
• Conducting and documenting moderately complex analysis and research
• Preparing, forecasting, and analyzing trends
• Initiating, compiling, and preparing analytical models, tools, and databases
• Providing detailed summaries, reports, and recommendations to assist in managerial decision making
• Other responsibilities may include expense cost projections, unpaid claim reserve cost estimates and compiling various financial reports
• Potential areas of focus may include but are not limited to:
  • Healthcare Economics
  • Pricing
  • Reserving
  • Forecasting
  • Data Analytics
  • Consulting

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Currently in final year of obtaining a bachelor's or master's degree from an accredited college/university, or obtained degree within the last 24 months - degree must be obtained prior to start of employment

Preferred Qualifications:

• Education in Actuarial Science, Mathematics, Statistics, Data Science, Computer Science, Finance, Economics, or another related technical field
• Completion of 1 or more actuarial exams by start of position
• Minimum 3.00 cumulative GPA
• Intermediate level of proficiency working with Microsoft Excel, including formulas, calculations, pivot tables, charts, graphs, etc.
• Basic level of proficiency with MS Word and MS Access
• Basic level of proficiency with SAS or SQL programming languages and/or Tableau

New York Residents Only: The salary range for this role is $58,300 to $114,300 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you'll find a far-reaching choice of benefits and incentives.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.