Pay Philosophy
The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

Description
As a member of the Auto Analytics State Deep Dive team within Personal Lines Auto State Analytics, you will play a critical role in developing, monitoring, and evaluating strategies and tactics for the PL Auto book to accomplish profitable growth in our large complex states. You will be responsible for performing advanced actuarial analyses in pricing, underwriting, channel optimization, etc. to assess the profitability of programs/products and growth opportunities of our Personal Lines books in your assigned states; partnering with Risk Analytics SMEs to ensure RA insight and deliverables account appropriately for unique state features, as well as collaborating with Directors of State Operations for these states to gain deeper knowledge of the complex states and develop effective customized state levers. This role will be part of a team of 4 and report to the Auto Analytics State Deep Dive Actuarial Manager. This is an exciting opportunity where your work will greatly influence state-level decision-making and contribute to Liberty's goal of delivering top-quartile profitability.

**This position may have in-office requirements based on candidate location.**

Responsibilities:

• Deliver insight to Director of State Operations to drive actions and influence decisions to achieve top quartile profitability. Proactively identifies opportunities, drives analysis, and makes recommendations for appropriate strategies to develop, evaluate and enhance state tactics.
• Develop deep state expertise to help inform state-specific strategy and tactics, including the historical and future strategy, industry/regulatory environment, product/program designs and constraints, etc.
• Collaborate with Actuarial, Finance, Claims and Data Science to gain better understanding and assess and improve profitability by coverage/peril in the assigned states. Support cross-team initiatives to enrich the deliverables with state-specific insight. Building trust and credibility with teams beyond State Analytics to drive decisions and execution.
• Support an inclusive, equitable and high performing culture. Coach and mentor junior team members.
• Develop a deep understanding of the assigned states in various aspects that contributed to the success of the whole state operations and underwriting economics, pursuing ad-hoc projects as needed to help support evaluation of state levers.
• Stay informed about macro-economic trends in assigned states, identifying the drivers of segment-level profit opportunities, and incorporating findings from competitor filings/earnings calls, regulatory and industrial publications.

Qualifications

• Bachelor's degree required; Master's degree preferred.
• Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) designation preferred or comparable education/designation with relevant experience.
• Minimum 5-7 years relevant experience required.
• Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, sales, etc.
• Advanced communication and interpersonal skills and ability to build relationships and interact effectively with others within and outside the organization.
• Ability to motivate and mentor peers and motivate and train subordinates.
• Advanced computing skills (MS Office Excel, SAS, etc.) with ability to build complex models.

About Us
At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.

Liberty Mutual has proudly been recognized as a "Great Place to Work" by Great Place to Work® US for the past several years. We were also selected as one of the "100 Best Places to Work in IT" on IDG's Insider Pro and Computerworld's 2020 list. For many years running, we have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: https://jobs.libertymutualgroup.com/diversity-inclusion

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.