Where you'll work:
Our flexible, hybrid work model offers the option to work remotely or in the office.

How you'll contribute:
This position supports financial planning and analysis and is responsible for providing forward-looking actuarial liability projections that form the basis of the corporate Financial Plan for Brighthouse Financial. The Financial Plan guides our financial strategy, establishes compensation targets, and provides critical insights for the CFO and Finance Leadership Team. This position will be responsible for statutory projections for fixed annuities ("FA") and fixed index annuities ("FIA"), as well as the consolidation of projections across all product lines, working with other departments, such as valuation, pricing, ALM, and controllers to ensure appropriate consistency in assumptions and methodology.

In this role, you'll get to:

• Perform detailed semi-annual projections for Cash Flows, Stat, RBC, and Tax, for FA and FIA across all operating companies and reinsurance captives
• Work closely with other teams (valuation, expenses, pricing, ALM) to incorporate their inputs into the projections
• Consolidate projections across all product lines from other teams in Financial Projections as well as from other business partners, including ALM, Expense, and Treasury
• Provide financial projections to key business partners, including Tax, Treasury, ALM, and Risk
• Analyze and explain actual-to-plan and current-to-prior plan variances and implement adjustments as needed
• Identify shortcomings in modeled results, recommend adjustments, and work with Actuarial Modeling to implement modeling enhancements
• Identify ways to optimize projections processes to ensure consistency and to facilitate insightful analysis
• Create and maintain strong documentation on modeling processes and potential improvements

We're looking for people who have:

• A bachelor's degree in Actuarial Science, Mathematics, Economics, Finance, or related major
• One or more SOA exams passed
• Strong communication, analytical, and problem-solving skills
• Proficiency in MS Office, in particular Excel
• Able to balance multiple projects and adjust well to shifting business priorities
• Positive attitude with an eagerness to learn

What you'll gain from the Brighthouse Actuarial Development Program:

• Experience with a FORTUNE® 500 company that's one of the largest annuity and life insurance providers in the U.S.
• Study materials, study time, and exam fees paid for by Brighthouse Financial.
• Direct exposure to leaders, mentors, and learning opportunities.
• 24-month rotational work assignments to promote career growth.
• Automatic salary increases with each passed exam.

Research shows some people may not apply for a role if they don't check all the boxes of a job description. If you don't check every box listed, that's okay. We would love to hear from you.

What you'll receive:

• Compensation - Candidates for this role can be hired at the Actuarial Assistant or Actuarial Associate level. Level and salary to be commensurate with exam progress.
  • Assistant Level (0-3 Exams): Base salary ranging from $70,000 to $80,000 plus competitive performance-based incentives determined by company and individual results.
  • Associate Level (4+ Exams): Base salary ranging from $80,000 to $93,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment - Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off - Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health - Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), 15% employee stock purchase plan discount, and financial counseling services.
• Health and Wellness - Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support - Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support - Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We'd love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?
Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they've earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We're proud to be one of the largest providers of annuities and life insurance in the U.S.* and recognized as one of the Healthiest Employers of Greater Charlotte by the Charlotte Business Journal. We're also honored to be named to Newsweek's list of Most Trustworthy Companies in America.

* Ranked by 2022 admitted assets. Best's Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2023.